QuickBooks Usage & Analytics Study

I am not comfortable with Intuit collecting my or my client's data. I'm turning this off.

"About the QuickBooks Usage & Analytics Study Only the administrator of the company file can turn the QuickBooks Usage & Analytics Study on and off. Once you turn it off, you can't turn it on again.

What data is collected? We collect information about the features our customers use, how they navigate through the product, and other demographic and quantitative data. We also collect information about your license, product, system, or other technical data that help us direct you to the appropriate information or services. We don't collect data that is identifiable to your employees, customers, or vendors.

How will Intuit use your data? We will use the data to improve your experience, to enhance our products and services, and to recommend products, services, and promotional offers that we believe will add value to your business. We won't sell, publish, or share data you entrust to us that identifies you or any person without your explicit permission.

How is the data transmitted? The transmission of data is secure and encrypted. Data transmission takes place in the background without disturbing your current tasks and shouldn't affect the performance of your computer.

What if you don't want this data collected? If you prefer not to have your data collected, or if you change your mind about participating in the study, choose Help > QuickBooks Usage & Analytics Study. Then click Discontinue."

Windows 10 and Quickbooks 2016

I've never been an early adapter of operating systems, and there's a reason why. I don't care much for being an unpaid beta tester that gets frustrated and experiences loss of productivity at work.

Now... I have a couple of clients who have this new duo and are experiencing frustration and loss of productivity and turned to me for help. I'm sorry, I had to tell them to file this experience in "lessons learned". Please call your trusted professionals for their opinion BEFORE major upgrades. Please don't trust the big-box geeks.

Last week all worked until we tried to edit downloaded bank transactions. They would not save and we ended up manually entering the transactions. Lucky for us this client has a one page bank statement. I have another with a 13+ page statement who luckily has followed my advice.

Last month another client was so frustrated she went out and bought a new computer... this time a Mac... argggg.... I'm sorry, I know I'm going to get a lot of people mad, but Mac's aren't built for accounting. They are very great with high-end graphics. While the Mac version of QuickBooks is getting better, today we were unable to locate the USB thumb drive to import the data file. I recommended she go to the Mac store and ask for a referral to a bookkeeper that that knows Macs... or, keep installing updates and restarting her Win10/QBK2016 PC until all the bugs are worked out.

While I may know a few things about computers and software, I'm certainly not the expert, but I can steer you in the right direction for good advice. I follow many different forums and blogs, I read about all the frustrations the early adapters are experiencing, and see the links to the "workarounds" that others have discovered, many too complex for the average computer user to attempt. So, I sit and wait and give you the best advice I can.

For everyone using QuickBooks 2013, you must buy QuickBooks 2016 NOW, while it's on sale. But... wait until next spring to install it. Your QBK 2013 will run until April 15th. By then, the majority of the bugs may be worked out.

Happy Holidays!

Why you shouldn't give employees payroll advances

First of all, you're not their parent or their bank. I see this happening most often in businesses with a young staff. You do want to help them out, they made a good plea, but then all too often they up and quit before the cash advance is repaid through payroll deductions.

Saving is a good habit to develop early, but all too often people's finances are stretched to the limits with nothing left to save for those "rainy days". It's not enough to live within your means, but you need to live BELOW your means in order to have enough money left to save.

Encourage your employees to step back and look at their spending habits before you so generously advance them pay when something happens that they are not prepared for. It's never a matter of "if" something will happen, just "when". How much are they spending on cable TV, cell phones, dining out, specialty coffee? Again, you are their employer, not their parent but you can bring up this topic when they come to you for an advance.

There are more and more of these "Payroll Advance" type businesses today, mainly because they are making a ton of cash in interest on payroll loans. These make me sad... they are basically just keeping poor people poor.

I'm a big fan of Direct Deposit for payroll. Especially when we encourage employees to split a percentage of their paycheck into their savings. There are fees involved with any automated banking transaction, but I'd guess that in the long run, these fees are less than employees leaving without repaying advances. And, you'll be helping to create another generation of savers, and when something does happen, they will be prepared.

Online scheduling now available!

No more "phone-tag!" Go www.tblbookkeeping.com and click on the Schedule Appointment link. Request the appointment whenever it's convenient for you, as soon as I'm able I'll confirm your appointment and send you that confirmation.

If the time you want isn't available... no worries! Request first available and as soon as an earlier appointment becomes available, I'll contact you. My schedule changes all the time, I try my best to accommodate everyone's schedules as best I can, but I understand that "life" happens, and schedules change all the time.

I'm looking forward to using this new "tool" to better serve your needs.

Michigan Treasury Online - fail

This website is not yet ready for the amount of traffic it needs to handle. Myself and a few of my clients have spent hours trying to get registered and to simply pay our state payroll and sales taxes on time. I don't recall having such a hard time giving the state money before. Today, I finally got a live person on the phone at 4:50 PM. He kept insisting that we use the web site http://www.michigan.gov/business which by the way clearly states that they are having difficulty and to try accessing the site again later.

After several attempts of him telling me how to access the web site, and me telling him it was broken, it wasn't until after I threatened to send the payment in on an old coupon using white-out to correct the date did he finally give me a link to a new coupon.

For those of you who have gotten the site to work and have successfully paid your taxes on the new MTO site, please let me know. For the rest of us bogged down in a broken web site... here's the new form. MI 5080, 2015 Sales, Use and Withholding Taxes Monthly/Quarterly Return. If you do as I was threatening, and use an old coupon, I was told they would refuse payment at the old address.

1099's W-9's and Certificate of Insurance....

This time of year is very busy for bookkeepers. We have until the end of January... or this year it's Feb. 2nd. because Jan. 31 falls on a Saturday, to print and mail W-2's to employees, and 1099's to sub-contractors.

If you're not certain if a worker is an employee or a sub-contractor, please refer to this IRS Link Subcontractor FAQ

To save yourself time, trouble and money this time of year, please get into the habit of asking your subcontractors for their W-9, Request for Taxpayer ID and for a certificate of insurance from them as well. This will really save you time and money once your Worker's Comp Audit rolls around.

Example, you need the type of help a subcontractor can provide, such as computer repair or help with a remodeling project. You find someone who's highly recommended, they do the job, you pay them and the two of you part ways. Now comes year-end and we need tax ID's and mailing addresses... whoops, you forgot to get that when you contracted them. You call, the phone number is no longer in service, or they've moved and not left a forwarding address. If you've paid them over $600 per year, you're responsible for issuing them a 1099 at the end of the year. Not doing so may result in a $50 fine per occurrence and disallowing the write-off. In other words, someone is going to pay income taxes on that money, if not them, then you will.

To add insult to injury, along comes your Insurance agent, it's time for your annual Worker's Comp Audit and you not only don't have their tax ID and contact information, but you also don't have their certificate of insurance. This results in you having to pay higher workers compensation insurance.

Bottom line... No one gets paid until they've provided you with a W-9 and certificate of insurance!

Beware Chemical Bank Bill Pay Policies!

Deliver By and Send On dates!

Old Northwest Bank customers were spoiled with their progressive adaptation of banking technologies. I loved the bill pay service that NW Bank offered. You simply setup your payees and told the bank how much and when to send a paper check in the mail. The funds cleared when your payee actually cashed the check.

Now Chemical Bank takes the funds out of your account on the "send on date" that the transaction is processed. Say they need a week to process a check. This means the funds are withdrawn from your account the day they process, "send on date", not the day the check mailed, "deliver by date" or is cashed by your payee. This can result in overdrafts. Chemical bank is holding your money hostage and messing with your cash flow!

Chemical bank also only allows transaction downloads from their ePersonal accounts in Quicken format. All of my accounts, business and personal, were converted to ePersonal and I had to go through a big deal to fill out a form to have my business account converted to eBusiness so that I could download my transactions in QuickBooks Web Connect format. I've spoken to them about this, they don't seem to understand that Quicken and QuickBooks are two different programs.

I brought NW Bank a lot of customers (my clients), and now we will be shopping for a new bank.